Desk-size Starter Set features rich, pebble grain leather. Stylish and professional design makes it appropriate for both personal and professional use. The slip-tab closure keeps contents secure. Includes a standard starter set component kit: a full year of monthly tabs, samples of three popular refill formats, information pages, a business card holder, a zip pouch, and a note pad. Desk size holds planner pages or seven-hole punched inserts. Offers seven-ring binder element with 1" rings.